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Poway Reverse Mortgages

Looking to learn more about reverse mortgages in Poway, California? You're in the right place.

Meet Owen Coyle

I’m Owen Coyle, an 87 year young “Seasoned Citizen” living in Escondido California. As of April 1, 2023 I’ll be starting my 23rd year as a Reverse Mortgage Specialist. I have no desire to retire, so as long as my health remains good, I’m planning on helping senior homeowners obtain Reverse Mortgages at least until I’m 90, and hopefully a few years beyond. I absolutely have a passion for working with senior homeowners, improving their “Quality of Life” and giving them “Peace of Mind” by setting up Reverse Mortgages for them.

Owen Coyle Reverse Mortgages

Owen Coyle

Reverse Mortgage Specialist
NMLS #279015

 (760) 334-6155



Poway Reverse Mortgage Lenders

Poway, CA
Poway, CA - Wikimedia Commons

Reverse Mortgage West focuses on meeting the needs of homeowners’ retirement and lifestyle needs. One way we can help accomplish that mission is with a reverse mortgage.

Our streamlined operations and unparalleled staff support help make the process of getting your reverse mortgage a smooth transition. Our staff brings a combined 40 years of experience in reverse mortgage lending. We serve the communities of Poway, Sabre Springs, Scripps Ranch, Rancho Peñasquitos, and Ramona. 

In 2021, the typical home in Poway costs approximately $1,016,953.  Many homeowners in the area may choose to apply for a private jumbo reverse mortgage for properties above $1,149,825. Private reverse mortgages provide significantly more proceeds for eligible homeowners with higher-valued properties. 

$1,149,825 is the current maximum lending limit for FHA-insured reverse mortgages in 2022. This means, with a federally-insured reverse mortgage in greater Poway (and across the nation), the first $1,149,825 of their home value is considered in the calculation of the potential maximum reverse mortgage loan benefit. 

In general, reverse mortgages calculate the maximum available loan benefit (before fees, costs, and lien payoffs) for qualified borrowers based on the home’s appraised value, the age of the youngest borrower, or named non-borrowing spouse, and the current/starting effective interest rate.

Poway Reverse Mortgage Facts

How many of your neighbors have done a reverse mortgage? Here are some interesting facts about reverse mortgages and the housing market in the greater Poway area.

There are already 1,987 people in or within 10 miles of Poway who have a reverse mortgage today. In just the last 12 months 346 homeowners got a federally-insured reverse mortgage loan.

Lake Poway and the Mt Woodson Trail
Lake Poway and the Mt Woodson Trail - Flickr

About Poway, California

Poway is often referred to as “The City in the Country" for its rural history and location. Located south of Escondido and north of San Diego, 48,817 residents live in the area.

Early artifacts reveal an early Diegueño or the Kumeyaay people’s presence, before the arrival of Spanish settlers. Prior to 1800, the Mission San Diego de Alcalá raised cattle in the valley. The mission referred to the valley as “Paguay” which is generally agreed to mean the meeting or end of the valleys. 

It is believed that Philip Crosthwaite was one of the area’s first settlers in the valley. Agriculture is no longer the primary industry in the region. Poway was incorporated as a city in December 1890. Today, it's a residential community for commuters working in the greater San Diego area. 

Local attractions and activities include Potato Chip Rock, Old Poway Park, Poway-Midland Railroad, and the Lightning Brewery.

Contact your Poway, California and greater San Diego County reverse mortgage lender today.

Owen Coyle and his team at Reverse Mortgage West are ready to answer any questions or concerns you may have about a reverse mortgage. It's important to get the facts first, discuss your unique goals and needs, and see how much you may be able to qualify for with a reverse mortgage.


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