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Fallbrook Reverse Mortgages

Looking for answers to your questions about reverse mortgages? Shop the best deals in Fallbrook, California.

Meet Owen Coyle

I’m Owen Coyle, an 87 year young “Seasoned Citizen” living in Escondido California. As of April 1, 2023 I’ll be starting my 23rd year as a Reverse Mortgage Specialist. I have no desire to retire, so as long as my health remains good, I’m planning on helping senior homeowners obtain Reverse Mortgages at least until I’m 90, and hopefully a few years beyond. I absolutely have a passion for working with senior homeowners, improving their “Quality of Life” and giving them “Peace of Mind” by setting up Reverse Mortgages for them.

Owen Coyle Reverse Mortgages

Owen Coyle

Reverse Mortgage Specialist
NMLS #279015

 (760) 334-6155



Ross Lake near Fallbrook, CA
Ross Lake near Fallbrook, CA- Flickr

Fallbrook Reverse Mortgage Lenders

Reverse Mortgage West focuses on meeting the needs of homeowners’ retirement and lifestyle needs. One way we can help accomplish that mission is with a reverse mortgage.

Our streamlined operations and unparalleled staff support help make the process of getting your reverse mortgage a smooth transition. Our staff brings a combined 40 years of experience in reverse mortgage lending. We serve the communities of Fallbrook, Pala Mesa, Bonsall, and Winterwarm.

How many of your neighbors have done a reverse mortgage? Here are some interesting facts about reverse mortgages and the housing market in the greater Fallbrook area.

There are already 2,214 people in or within 10 miles of Fallbrook who have a reverse mortgage today. In just the last 12 months 409 homeowners got a federally-insured reverse mortgage loan.

In 2021, the median home value in Fallbrook is approximately $785,769. Many homeowners in the area may choose to apply for a private jumbo reverse mortgage for properties above $1,149,825. Private reverse mortgages provide significantly more proceeds for eligible homeowners with higher-valued properties. 

$1,149,825 is the current maximum lending limit for FHA-insured reverse mortgages in 2022. This means with a federally-insured reverse mortgage in greater Fallbrook (and across the country), the first $1,149,825 of their home value is considered in the calculation of the potential maximum reverse mortgage loan benefit.

In general, reverse mortgages calculate the maximum available loan benefit (before fees, costs, and lien payoffs) for qualified borrowers based on the home’s appraised value, the age of the youngest borrower, or named non-borrowing spouse, and the current/starting effective interest rate.

Cantina in Fallbrook, CA
Cantina in Fallbrook, CA


About Fallbrook, California

Fallbrook has given itself the unofficial name ‘The Avocado Capital of the World’ and is also known as ‘The Friendly Village’. Having numerous avocado groves the town hosts its annual Avocado Festival downtown which draws large crowds of visitors.

The town has an estimated population of 31,701 residents and sits just east of Camp Pendleton. The first permanent settlement began in 1846 when the Rancho Monserate was granted to Ysidro Alvarado by the then last governor of Alta California Pio Pico.

The current town layout was established in 1885. Soon after Fallbrook  School was built which today serves the community as Reche Clubhouse. Residents' attempts to incorporate failed in 1981 and 1987.

Fallbrook area attractions include the Grand Tradition Estate and Gardens, Fallbrook Art Center, Estate d'Iacobelli Winery, and the Fallbrook Live Oak Park.


Contact your Fallbrook, California and northern San Diego County reverse mortgage lender today.

Owen Coyle and his team at Reverse Mortgage West are ready to answer any questions or concerns you may have about a reverse mortgage. It's important to get the facts first, discuss your unique goals and needs, and see how much you may be able to qualify for with a reverse mortgage.


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