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Lemon Grove Reverse Mortgages

Secure the best reverse mortgage deals in Lemon Grove, California.

Meet Owen Coyle

I’m Owen Coyle, an 87 year young “Seasoned Citizen” living in Escondido California. As of April 1, 2023 I’ll be starting my 23rd year as a Reverse Mortgage Specialist. I have no desire to retire, so as long as my health remains good, I’m planning on helping senior homeowners obtain Reverse Mortgages at least until I’m 90, and hopefully a few years beyond. I absolutely have a passion for working with senior homeowners, improving their “Quality of Life” and giving them “Peace of Mind” by setting up Reverse Mortgages for them.

Owen Coyle Reverse Mortgages

Owen Coyle

Reverse Mortgage Specialist
NMLS #279015

 (760) 334-6155



Lemon Grove Monument
Lemon Grove Monument, Wikimedia Commons

Lemon Grove Reverse Mortgage Lenders

Reverse Mortgage West focuses on meeting the needs of homeowners’ retirement and lifestyle needs. One way we can help accomplish that mission is with a reverse mortgage.

Our streamlined operations and unparalleled staff support help make the process of getting your reverse mortgage a smooth transition. Our staff brings a combined 40 years of experience in reverse mortgage lending. We serve the communities of Lemon Grove, Rolando, Encanto, and La Presa.

How many of your neighbors have done a reverse mortgage? Here are some interesting facts about reverse mortgages and the housing market in the greater Lemon Grove area.

4,249 people in or within 10 miles of Lemon Grove already have a reverse mortgage and are familiar with the benefits of the loan. In just the last 12 months 677 more homeowners took out a federally-insured reverse mortgage. 

In 2021, the median home value in Lemon Grove is approximately $674,360. Many homeowners in the area may choose to apply for a private jumbo reverse mortgage for properties above $1,149,825. Private reverse mortgages provide significantly more proceeds for eligible homeowners with higher-valued properties.

$1,149,825 is the current maximum lending limit for FHA-insured reverse mortgages in 2022. This means with a federally insured reverse mortgage in greater Lemon Grove (and across the country), the first $1,149,825 of a home's value is considered in the calculation of the potential maximum reverse mortgage loan benefit.

In general, reverse mortgages calculate the maximum available loan benefit (before fees, costs, and lien payoffs) for qualified borrowers based on the home’s appraised value, the age of the youngest borrower, or named non-borrowing spouse, and the current/starting effective interest rate.

Lemon Grove Station
Lemon Grove Station - Wikimedia Commons


About Lemon Grove, California

Lemon Grove was originally part of Mission San Diego de Alcalá. After Mexico gained independence from Spain, a land grant of 59,000 acres was made to Santiago Argüell.

In 1850, Robert Allison arrived and purchased thousands of acres from Argüell’s heirs which later became Lemon Grove. Allison’s son filed subdivision maps for the planned development of the town in 1892. Shortly after farmers from across the nation came to the area for its ideal climate to cultivate subtropical fruits and vegetables. Anton Sonka and his brother Joseph established the town’s most notable general store. Later Sonka and area ranchers hired local architect Alberto Treganza to build the town’s iconic landmark- a giant lemon.

Lemon Grove’s citrus trees disappeared as World War II began giving way to suburbanization and development. On July 1, 1977, the city of Lemon Grove was formally incorporated, becoming California’s 414th city.

Lemon Grove's area attractions include the La Mesa Public Stair, Coin Haus, Lake Murray, the Jason Nelson Gallery, and the Mission Trails Regional Park Lake Murray.

Contact your Lemon Grove, California and San Diego County reverse mortgage lender today.

Owen Coyle and his team at Reverse Mortgage West are ready to answer any questions or concerns you may have about a reverse mortgage. It's important to get the facts first, discuss your unique goals and needs, and see how much you may be able to qualify for with a reverse mortgage.


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