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La Mesa Reverse Mortgages

Looking for the best reverse mortgage deals in La Mesa, California? You're in the right place. Meet Owen Coyle.

I’m Owen Coyle, an 87 year young “Seasoned Citizen” living in Escondido California. As of April 1, 2023 I’ll be starting my 23rd year as a Reverse Mortgage Specialist. I have no desire to retire, so as long as my health remains good, I’m planning on helping senior homeowners obtain Reverse Mortgages at least until I’m 90, and hopefully a few years beyond. I absolutely have a passion for working with senior homeowners, improving their “Quality of Life” and giving them “Peace of Mind” by setting up Reverse Mortgages for them.

Owen Coyle Reverse Mortgages

Owen Coyle

Reverse Mortgage Specialist
NMLS #279015

 (760) 334-6155



La Mesa CA
La Mesa CA - Wikimedia Commons

La Mesa Reverse Mortgage Lenders

Reverse Mortgage West focuses on meeting the needs of homeowners’ retirement and lifestyle needs. One way we can help accomplish that mission is with a reverse mortgage.

Our streamlined operations and unparalleled staff support help make the process of getting your reverse mortgage a smooth transition. Our staff brings a combined 40 years of experience in reverse mortgage lending. We serve the communities of La Mesa, Spring Valley, and Santee. 

In 2021, the typical home in La Mesa costs approximately $803,245. Many homeowners in the area may choose to apply for a private jumbo reverse mortgage for properties above $1,149,825. Private reverse mortgages provide significantly more proceeds for eligible homeowners with higher-valued properties. 

$1,149,825 is the current maximum lending limit for FHA-insured reverse mortgages in 2022. This means with a federally-insured reverse mortgage in greater La Mesa (and across the nation) the first $1,149,825 of their home value is considered in the calculation of the potential maximum reverse mortgage loan benefit. 

La Mesa Reverse Mortgage Facts

How many of your neighbors have done a reverse mortgage? Here are some interesting facts about reverse mortgages and the housing market in the greater La Mesa area.

There are already 3,870 people in or within 10 miles of La Mesa who have a reverse mortgage today. In just the last 12 months 614 homeowners got a federally-insured reverse mortgage loan.

In general, reverse mortgages calculate the maximum available loan benefit (before fees, costs, and lien payoffs) for qualified borrowers based on the home’s appraised value, the age of the youngest borrower, or named non-borrowing spouse, and the current/starting effective interest rate.

About La Mesa, California

The city of La Mesa is located approximately 9 miles east of downtown San Diego. The town’s motto is “the Jewel of the Hills”. An estimated 58,969 residents live inside the city limits making it

Lookout Avenue - La Mesa, California
Lookout Avenue - La Mesa, California

California’s 152nd largest city. Founded in 1869, La Mesa is named after the elevated plateau upon which it sits. In Spanish, La Mesa means ‘table’. In 1887 the San Diego Flume Company was created to bring water from the Cuyamaca mountains for the newly-established La Mesa Colony. Residential development began in earnest in 1906 when Sherman Gable purchased 100 acres from David Collier developing 1,000 residential lots. On February 16, 1912, La Mesa Springs incorporated as the City of La Mesa.

On May 30, 2020 La Mesa made national headlines when violence and rioting ensued following the death of George Floyd and the controversial arrest of Amaurie Johnson. Several commercial buildings and private property were either destroyed or damaged as a result of the unrest.Despite this isolated incident, La Mesa is a quiet community with a violent crime rate of 2.97 per 1,000 residents which is well below the state’s rate of 4.41. 

Local attractions and activities include Mount Helix Park, Bolt Brewery, La Mesa Antique Mall, and the Lamplighters Community Theatre. 

Contact your La Mesa, California and greater San Diego County reverse mortgage lender today.

Owen Coyle and his team at Reverse Mortgage West are ready to answer any questions or concerns you may have about a reverse mortgage. It's important to get the facts first, discuss your unique goals and needs, and see how much you may be able to qualify for with a reverse mortgage.


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