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Carlsbad Reverse Mortgages

Find the best reverse mortgage deals in Carlsbad, California.

Owen Coyle is here to help

I’m Owen Coyle, an 87 year young “Seasoned Citizen” living in Escondido California. As of April 1, 2023 I’ll be starting my 23rd year as a Reverse Mortgage Specialist. I have no desire to retire, so as long as my health remains good, I’m planning on helping senior homeowners obtain Reverse Mortgages at least until I’m 90, and hopefully a few years beyond. I absolutely have a passion for working with senior homeowners, improving their “Quality of Life” and giving them “Peace of Mind” by setting up Reverse Mortgages for them.

Owen Coyle Reverse Mortgages

Owen Coyle

Reverse Mortgage Specialist
NMLS #279015

 (760) 334-6155



Carlsbad Public Beach
Carlsbad Public Beach

Carlsbad Reverse Mortgage Lenders

Reverse Mortgage West focuses on meeting the needs of homeowners’ retirement and lifestyle needs. One way we can help accomplish that mission is with a reverse mortgage. Our streamlined operations and unparalleled staff support help make the process of getting your reverse mortgage a smooth transition. Our staff brings a combined 40 years of experience in reverse mortgage lending. We offer our services to residents in the city of Carlsbad and the surrounding communities in northern San Diego County. 

How many of your neighbors have done a reverse mortgage? Here are some interesting facts about reverse mortgages and the housing market in Carlsbad.


There are already 2,522 people in or within 10 miles of Carlsbad who have a reverse mortgage today. In just the last 12 months 430 homeowners got a federally-insured reverse mortgage loan.

In 2021, the median home value in Carlsbad is $1,268,517. The current maximum lending limit for FHA-insured reverse mortgages in 2022 is $1,149,825 which means nearly all homes in the greater Carlsbad* area would see most if not all of their full home value considered in the calculation of the potential maximum reverse mortgage loan benefit. Homes above $1,149,825 may choose to apply for a private jumbo reverse mortgage for higher-valued properties.

Reverse mortgages calculate the maximum available loan benefit (before fees, costs, and lien payoffs) for qualified borrowers based on the home’s appraised value, the age of the youngest borrower or named non-borrowing spouse, and the current/starting effective interest rate.

About Carlsbad

Mount Calavera Peak & Calavera Lake - Wikimedia Commons
Mount Calavera Peak & Calavera Lake - Wikimedia Commons

Luiseño Indians are the earliest known settlers of present-day Carlsbad. Later an early Spanish cattle settlement was established along what was known as Camino Real,(the royal or ‘King’s’ highway). If there’s one word that aptly describes Carlsbad it’s breathtaking. Located on the beautiful California coast nested between the Pacific Ocean and Buena Vista Lagoon the views from Carlsbad are some of the most striking on the west coast.

As with most of the American West, Carlsbad was shaped by the westward expansion of the railroads. In 1885 the arrival of the Santa Fe Railway ushered a boom in new residents and tourism as thousands flocked to its beautiful beaches and health resorts. Carlsbad was first known as Frazier’s Station but later renamed for its mineral waters which were found to be similar to those of Karlsbad in Bohemia (present-day Czek Republic).

Today Carlsbad offers world-class golf, a downtown farmer’s market, and shopping in Carlsbad Village- all against the backdrop of the breathtaking Pacific Ocean.

Contact your Carlsbad, California reverse mortgage lender today.

Owen Coyle and his team at Reverse Mortgage West are ready to answer any questions or concerns you may have about a reverse mortgage. It's important to get the facts first, discuss your unique goals and needs, and see how much you may be able to qualify for with a reverse mortgage.


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