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Valley Center Reverse Mortgages

Discover the best deals for Valley Center, California reverse mortgages.

Save money with a reverse mortgage in Valley Center and San Diego’s North County region.

Call Today: (760) 334-6155

...or follow the steps below for your free evaluation and quote.

Valley Center, California
Valley Center, California - Wikimedia Commons

Rancho Bernardo Reverse Mortgage Lenders

Many homeowners have found themselves struggling to stretch their resources during retirement. Reverse Mortgage West focuses on meeting the needs of seniors retirement and lifestyle needs. One way we can help accomplish that mission is with a reverse mortgage.

Our streamlined operations and unparalleled staff support help make the process of getting your reverse mortgage a smooth transition. Our staff brings a combined 40 years of experience in reverse mortgage lending. We serve the cities of Valley Center, Rincon, Pauma Valley, Daley Ranch, and Pala. 

How many of your neighbors have done a reverse mortgage? Here are some interesting facts about reverse mortgages and the housing market in the greater Valley Center area.

Valley Center Reverse Mortgage Facts

Valley Center, CA Reverse Mortgage Facts

Today, the median home value in Valley Center is approximately $795,792. The current maximum lending limit for FHA-insured reverse mortgages is $822,375, which means nearly all homes in the greater Valley Center* area would see most if not all of their full home value considered in the calculation of the potential maximum reverse mortgage loan benefit. Homes above $822,375 may choose to apply for a private jumbo reverse mortgage for higher-valued properties.

Reverse mortgages calculate the maximum available loan benefit (before fees, costs, and lien payoffs) for qualified borrowers based on the home’s appraised value, the age of the youngest borrower or named non-borrowing spouse, and the current/starting effective interest rate.

Valley Center is an unincorporated town and a census-designated place (CDP) in northern San Diego County with 10,087 residents as of 2020. Valley Center’s claim to fame was the 1866 capture of the largest California Grizzly Bear in history. The bear weighed in at a stunning 2,200 pounds. That incident led to the settlement’s original name- Bear Valley until 1878 when its final name was chosen. 

Panoramic video of Valley Center CA
Panoramic video of Valley Center CA - Wikimedia Commons


About Valley Center

Valley Center sits along Rancho Guejito, which is California’s only surviving Mexican Rancho with its original boundaries intact. Founded in 1845, Rancho Guejito was established when California was part of Mexico. Decades later it was President Abraham Lincoln’s signing of the 1862 Homestead Act which attracted settlers who could establish a claim of 160 acres for a modest filing fee.

Nearby attractions include Palomar Observatory, SoCal Mini Pigs petting zoo, Hill Top Winery, and Hellhole Canyon County Preserve. 

Contact your Valley Center, California and San Diego County reverse mortgage lender today.

Owen Coyle and his team at Reverse Mortgage West are ready to answer any questions or concerns you may have about a reverse mortgage. It's important to get the facts first, discuss your unique goals and needs, and see how much you may be able to qualify for with a reverse mortgage.

Call Owen today at (760) 334-6155 to learn more or complete the steps here to get your free quote.