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National City Reverse Mortgages

Shop for the best deals for National City, California reverse mortgages.

Find the best deal on reverse mortgages in National City and the South Bay region of San Diego County.

Call Today: (760) 334-6155

...or follow the steps below for your free evaluation and quote.

Iglesia la luz del mundo- Wikimedia Commons
Iglesia la luz del mundo- Wikimedia Commons

National City Reverse Mortgage Lenders

Reverse Mortgage West focuses on meeting the needs of homeowners’ retirement and lifestyle needs. One way we can help accomplish that mission is with a reverse mortgage.

Our streamlined operations and unparalleled staff support help make the process of getting your reverse mortgage a smooth transition. Our staff brings a combined 40 years of experience in reverse mortgage lending. We serve the communities of National City, Paradise Hills, Shelltown, Southcrest, and Alta Vista.

How many of your neighbors have done a reverse mortgage? Here are some interesting facts about reverse mortgages and the housing market in the greater National City area.

National City, CA Reverse Mortgage Facts
National City, CA Reverse Mortgage Facts

Today, the median home value in National City is approximately $585,596. The current maximum lending limit for FHA-insured reverse mortgages is $822,375, which means most homes in National City and the surrounding suburbs would see most, if not all, of their full home value considered in the calculation of the potential maximum reverse mortgage loan benefit. Homes above $822,375 may choose to apply for a private jumbo reverse mortgage for higher-valued properties.

In general, reverse mortgages calculate the maximum available loan benefit (before fees, costs, and lien payoffs) for qualified borrowers based on the home’s appraised value, the age of the youngest borrower, or named non-borrowing spouse, and the current/starting effective interest rate.

Bridge Row in National City, California- Wikimedia Commons
Bridge Row in National City, California - Wikimedia Commons


About National City

Under Spanish rule, National City was known as El Rancho del Rey (the Ranch of the King). National City’s present name can be traced to 1810 when the Mexican government named the region Rancho de la Nación (Ranch of the Nation).

San Francisco contractors and builders Frank Kimball along with his brothers Warren and Levi purchased the rancho, establishing the foundation of the city’s plan. Constructing the area’s first roads and railways brought modern transportation and growth to the city.  The brothers also contributed to the natural beauty of the city by importing and planting trees from Europe and Asia which are distributed throughout the city today. In the mid-1900s the city catered to the entertainment of sailors from Naval Base San Diego, at one time earning the nickname the “Mile of Bars”. National City is the second oldest community in San Diego County and today has a population of 61,115 and is home to over 3,000 businesses. 

National City area attractions include the Pier 32 Marina, Pepper Park, the Living Coast Discovery Center, the Historical National City Rail Depot, and Nierderfrank’s Ice Cream.

Contact your National City, California and Eastern San Diego County reverse mortgage lender today. 

Owen Coyle and his team at Reverse Mortgage West are ready to answer any questions or concerns you may have about a reverse mortgage. It's important to get the facts first, discuss your unique goals and needs, and see how much you may be able to qualify for with a reverse mortgage.

Call Owen today at (760) 334-6155 to learn more or complete the steps here to get your free quote.