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Chula Vista Reverse Mortgages

Shop the best deals for Chula Vista, California reverse mortgages.

Find the best deal on reverse mortgages in Chula Vista and South Bay San Diego County.

Call Today: (760) 334-6155

...or follow the steps below for your free evaluation and quote.

Otay Ranch, Chula Vista, CA
Otay Ranch, Chula Vista, CA - Wikimedia Commons

Chula Vista Reverse Mortgage Lenders

Reverse Mortgage West focuses on meeting the needs of homeowners’ retirement and lifestyle needs. One way we can help accomplish that mission is with a reverse mortgage.

Our streamlined operations and unparalleled staff support help make the process of getting your reverse mortgage a smooth transition. Our staff brings a combined 40 years of experience in reverse mortgage lending. We serve the South Bay communities of Chula Vista, Imperial Beach, Fruitvdale, and National City.

How many of your neighbors have done a reverse mortgage? Here are some interesting facts about reverse mortgages and the housing market in the greater Chula Vista area.

Chula Vista Reverse Mortgage Facts
Chula Vista Reverse Mortgage Facts

Today, the median home value in Chula Vista is approximately $669,000. The current maximum lending limit for FHA-insured reverse mortgages is $822,375 which means nearly all homes in the greater Escondido* area would see most if not all of their full home value considered in the calculation of the potential maximum reverse mortgage loan benefit. Homes above $822,375 may choose to apply for a private jumbo reverse mortgage for higher-valued properties.

Reverse mortgages calculate the maximum available loan benefit (before fees, costs, and lien payoffs) for qualified borrowers based on the home’s appraised value, the age of the youngest borrower or named non-borrowing spouse, and the current/starting effective interest rate.

About Chula Vista

How do you say ‘beautiful view’ in Spanish? Chula Vista. An appropriate name for San Diego County’s second-largest city that sits on the shores of South San Diego Bay. According to the 2019 U.S. Census 274,492 residents live inside the city limits. Chula Vista is located approximately halfway between Tijuana Mexico and San Diego and has one of the most culturally diverse communities in the United States.

Chula Vista City Hall
Chula Vista City Hall - Wikimedia Commons

Chula Vista’s temperate coastal climate makes it an ideal location for the nation’s select year-round U.S. Olympic Team Training centers.

On October 17, 1911 the citizens voted to incorporate which was approved by the state of California in November of that year. In 1915 residents benefited from the construction of the Carnegie Library on F Street downtown. Much of the city’s early history is rooted in agricultural production- an industry that provided considerable revenue for residents, many who immigrated from the Philippines, Japan, and Mexico. In the early 20th century the predominant crops were celery, lemons. Later dairy farming and cattle became established agrarian enterprises.

Nearby attractions include Chula Vista Bayside Park, the Living Coast Discovery Center, Otay Ranch Town Center, and Aquatica San Diego.

Contact your Chula Vista, California and South San Diego County reverse mortgage lender today.

Owen Coyle and his team at Reverse Mortgage West are ready to answer any questions or concerns you may have about a reverse mortgage. It's important to get the facts first, discuss your unique goals and needs, and see how much you may be able to qualify for with a reverse mortgage.

Call Owen today at (760) 334-6155 to learn more or complete the steps here to get your free quote.